Picture it: it’s mid-summer, inching closer and closer to triple digits, and your air conditioner goes out. It just dies. Gone. No more air conditioner, no more cool air to combat the summer heat and keep your home comfortable. It’s gone.
So you call an air conditioning company to come check everything and they tell you what you already knew – it’s time you purchased a new AC system. And then they follow up with something you didn’t know – it’s going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of system(s) you desire, the style of home(s) you have, and the type of energy source you’d like.
Okay, what now? Spend the hottest time of the year soaking in sweat and taking cold showers? Or spend all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you understand that the average consumer in the United States has under $5,000 they can get ahold of, it makes total sense. So when life happens and things breakdown, and unexpected costs such as an AC repair or replacement is needed, it is crucial that we have affordable financing options available.
At Service Experts Commercial HVAC we have multiple financing options for people looking to replace their heaters or air conditioners. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period ends.
Service Experts Commercial HVAC also offers financing programs with a lower monthly fixed payment and a reasonable interest rate. This is for buyers who may not have the money as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This payment schedule makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help reduce energy bills while giving home comfort.
The financing programs at Service Experts Commercial HVAC are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, why wait? Call Service Experts Commercial HVAC today for a complimentary in-home home comfort analysis and we will help you decide which heating and air conditioning system is right for your home AND which financing option works best for your life. We can’t wait to work with you!